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Umber Insurance
Let’s talk

Rooted in Himachal. Here for you.

A little clarity.
For the things that matter.

Choose a starting point. We’ll help you compare suitable options and understand the details before you decide.

Health insurance

Cover for you and your family. Make sense of benefits, waiting periods, limits and exclusions.

Tell us who needs cover and whether you have an existing policy.

Ask about health cover

Motor insurance

Understand own-damage cover, third-party liability and useful add-ons for your vehicle.

Start with your vehicle and whether this is new cover or a renewal.

Ask about motor cover

Life & term insurance

Protection shaped around the people who depend on you and the responsibilities you carry.

We’ll help you think through your protection needs and policy terms.

Ask about life & term cover

Travel insurance

Explore medical and trip-related protection for your next journey, with the conditions explained.

Your destination, trip length and planned activities are useful starting points.

Ask about travel cover

Ask Umber

AI assistant

Please don’t share medical, ID or policy details. Questions are processed by our AI provider. We track anonymous chat activity; conversation logging, when enabled, uses automated redaction. Privacy and analytics choices

Umber AI

Hi, I’m Ask Umber. I can help you clarify your insurance needs, explore our guidance or learn about becoming a POSP. Our human team handles quotes.

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