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Umber Insurance
Let’s talk

Rooted in Himachal. Here for you.

Insurance broker in
Himachal Pradesh.

From the business you’ve built to the people you come home to, good insurance starts with understanding your world. Umber helps businesses and families across Himachal compare cover, understand the details and find the next step.

Baddi roots. Support across Himachal.
Illustrative Himachal orchard scene with workers gathering apples above a mountain valleyLand. Livelihoods. A place to call home.

Find your starting point.

A factory floor, a neighbourhood shop, a family home. Different lives and businesses need different conversations.

From our roots.
Across the state.

Our Himachal office is in Baddi. Elsewhere in the state, we start by understanding your requirement by phone or online, then discuss any site visit needed.

Baddi, Barotiwala & Nalagarh

Our Himachal office is in Kishanpura on the Baddi–Nalagarh Highway. Start with our dedicated BBN guide for factory and industrial business questions.

Explore Baddi & BBN

Solan & Parwanoo

For a workshop, trading business or employer, start with your premises, stock and workforce. Tell us your location so we can discuss the practical next step.

Start with the MSME guide

Sirmaur & Una

Tell us about your operations in Kala Amb, Paonta Sahib, Una or the surrounding business areas. Bring every site and storage location into the conversation.

Plan your business review

Shimla, Kullu & Kangra

A hotel, shop or service business starts with a different set of questions. Explain what you operate, whether you own or rent, and what you would like to review.

Tell us about your business

Let’s work
through it together.

With offices in Baddi and Chandigarh, Umber combines regional access with policy comparison and ongoing support.

  1. 01

    Tell us how it works.

    Your activity, location, priorities and what has changed. Start with a conversation.

  2. 02

    Understand the options.

    Review suitable terms, limits, deductibles and exclusions alongside the premium.

  3. 03

    Know who to call.

    Connect for servicing and claim-document coordination. Claim decisions remain with the insurer.

Your Himachal connection
Village Kishanpura, Baddi–Nalagarh Highway
Baddi, Himachal Pradesh 173205
+91 86279 92602

Before
we talk.

Our Himachal office is at Village Kishanpura, Baddi–Nalagarh Highway, Baddi, Himachal Pradesh 173205. Call +91 86279 92602 to plan a visit or discuss your requirement.

Your next step.
A conversation.

You don’t need every answer ready.
A location and a question are a good start.

Talk to Umber Prepare with the review checklist

Umber Insurance Brokers · Updated

General information to help prepare a conversation. Cover is subject to the selected policy wording, disclosures, underwriting, exclusions, warranties and deductibles. Examples are illustrative and are not client cases or promises of claim payment.

Ask Umber

AI assistant

Please don’t share medical, ID or policy details. Questions are processed by our AI provider. We track anonymous chat activity; conversation logging, when enabled, uses automated redaction. Privacy and analytics choices

Umber AI

Hi, I’m Ask Umber. I can help you clarify your insurance needs, explore our guidance or learn about becoming a POSP. Our human team handles quotes.

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