Health Insurance
Plans that protect the people you love, with advice that makes exclusions and benefits clear.
Talk to usInsurance made easy,
the way it should be.
When life changes, you should feel ready. Umber helps you protect the people, plans, and work that matter most.
INSURANCE PARTNERSMore choice.
More choice.
Better-fit cover.
We work with many of India's leading insurers across health, motor, life, and business cover.
Cover for the life
you're building.
Health, vehicles, travel, life, and business. Find the kind of insurance you need, with someone to guide you.
Motor Insurance
Car and two-wheeler cover that is easy to understand and dependable when you need it.
Talk to usBusiness Insurance
Thoughtful risk cover for property, people, stock, liability, and business continuity.
Talk to usProfessional Cover
Protection for directors, consultants, and growing teams facing professional risks.
Talk to usTravel Insurance
Confident journeys, with emergency medical and trip coverage for every kind of traveller.
Talk to usLife & Term Insurance
Straightforward protection that gives your family financial stability if life changes.
Talk to usNot sure what you need?
Tell us a little about yourself or your business. We'll help you get started.
WHY UMBERYour interests
Your interests
come first.
Umber is an insurance broker. We work for our clients, helping them find cover that truly fits their life or business.
We compare plans from leading insurers, negotiate on your behalf, and stay close when it is time to make a claim.
Your cover. Your choice. Our support.
ONE
AGENT→ONE
INSURER
AGENT→ONE
INSURER
UMBER
BROKER→MANY
INSURERS
BROKER→MANY
INSURERS
Here for every step
that matters.
We listen first
Tell us about your life, family, car, or business. We start with what matters to you.
We make it simple
We explain your options in plain language, so you can choose with confidence.
We compare for you
We look across leading insurers to help find cover that fits your needs and budget.
We stay with you
When you need to make a claim or update your policy, our team is here to help.
Protection for the work
you've built.
From a growing team to an established factory, we help BBN businesses understand and manage their risks.
Manufacturing
Factories, machinery, product liability
Agriculture
Crop, livestock, agri-business coverage
Food & Beverage
Processing units, restaurants, supply chain
Legal & Professional
PI, D&O, professional indemnity
Technology
Cyber, errors & omissions, startup coverage
Engineering
Projects, contractor risks, equipment breakdown
Started by operators.
Built for operators.
Umber started with a simple observation. As operators across industries — F&B, legal, and tech — we kept running into the same problems with no real solutions. So instead of waiting for someone else to fix them, we built them ourselves.
What became clear quickly was that the biggest gap wasn't just access or efficiency. It was risk. Businesses powering India's economy were operating without adequate insurance — often underserved and exposed.
Umber Insurance is built with a clear intent: make insurance simple, reliable, and actually work for the customer. We represent the business, not the insurer.
A career built on
helping people.
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