Marine cargo and transit insurance
Protect raw materials and finished goods moving by road, rail, air or sea. Learn about transit declarations, clauses, exclusions and cargo claims.
Start with the business behind the policy
Goods are exposed from the moment they leave one location until delivery at another. Marine cargo insurance can protect domestic and international movements, but the chosen clauses, packing, conveyance, route and declaration process determine the result.
Umber helps manufacturers, traders and logistics-dependent businesses align the policy with actual purchase and sales terms, movement frequency and maximum value per transit.
Who should review this cover
- Manufacturers receiving raw materials
- Exporters and importers
- Distributors and wholesalers
- Businesses using third-party transporters
- Project cargo and machinery buyers
- Companies moving stock between locations
What the cover may include
Use this as a starting point. The selected policy wording and your declared circumstances determine what is covered.
- Declared goods and commodities
- Domestic inland transit
- Import and export shipments
- Loading, unloading or storage when specifically included
- Named or all-risk transit clauses as selected
- Annual open policies or specific voyages
The details worth a closer look
- 01
Insufficient packing or unsuitable conveyance
- 02
Excluded commodities or routes
- 03
Late or missed turnover declarations
- 04
Incorrect Incoterms or insurable interest
- 05
Theft/non-delivery conditions
- 06
Delay, ordinary leakage, wear or inherent vice exclusions
When you need support
- Protect recovery rights against carriers
- Arrange timely survey where required
- Collect LR, invoice, packing and delivery evidence
- Coordinate shortage, damage and recovery documentation
Your questions,
answered clearly.
A question is
a good place to start.
Tell us what you’d like to review. We’ll help you work through the next step.
General information only. Cover is subject to the selected policy wording, disclosures, underwriting, exclusions, warranties and deductibles.